Sungage Financial Unveils Expanded Solar Financing Suite

As the solar industry continues to evolve and homeowners’ needs become more diverse, Sungage Financial is doubling down on what matters most: affordability, flexibility, and long-term stability. Sungage recently announced the expansion of its solar financing portfolio, empowering installers to offer homeowners three distinct loan options designed to support solar ownership in different ways. 

“This product expansion reflects who Sungage is at our core: stable, forward-looking, and deeply committed to making solar ownership work for homeowners. As we move into our fifteenth year of financing residential solar systems, Sungage is stronger than ever. We’re investing in products that reflect homeowner needs and real-world energy economics.” said Mike Gilroy, CEO of Sungage Financial. 

New! Sungage Sunrise 

Launched in January 2026, Sungage Sunrise is the only solar escalator loan currently available on the market.* Designed to compete with utility costs, Sunrise starts with the lowest initial monthly payment of any Sungage product and increases by just 2.9% annually. 

As utility rates continue to rise nationwide, Sunrise helps homeowners save more upfront with low, predictable payments when compared to anticipated year-over-year utility cost increases. Sunrise is an ideal solution for customers who want immediate affordability without sacrificing the long-term value and flexibility of solar ownership. 

Sungage BrightStart DPP and Level Pay 

Sungage BrightStart, an innovative post-ITC loan product, rolled out in October 2025 and remains the only solar loan available today offering a Deferred Payment Portion (DPP). 

BrightStart delivers exceptional flexibility with: 

● BrightStart DPP: A 36-month deferred payment option of up to 25%, or 

● BrightStart Level Pay: With no DPP, functioning as a traditional flat amortizing loan 

This structure gives homeowners more control over cash flow while maintaining low initial monthly payments, making solar ownership accessible to a broader range of households. 

Three Products. One Purpose. 

Together, Sunrise, BrightStart DPP, and BrightStart Level Pay, give installers the ability to offer homeowners a financing structure which best fits their financial goals. Whether prioritizing immediate savings, flexibility, or long-term savings, Sungage’s product suite is intentionally designed to meet homeowners where they are. 

As Sungage looks ahead to 2026 and beyond, the company remains firmly committed to supporting installer partners, adapting to market conditions, and strengthening the foundation of residential solar ownership. 

To learn more from Sungage leadership and industry voices, watch Sungage’s November 2025 webinar exploring the impact of recent federal legislation on residential solar. 

Sungage Financial | https://www.sungage.com/ 

*Refers only to loans widely available across the residential solar loan market. Sungage is not the lender for any of the products offered on our portal. All loans available through Sungage are issued by Hatch Bank, a California-chartered industrial bank and Sungage does not operate in all states.